Legal and Regulatory Notice

Last updated: 11 September 2025

Important: This notice explains how STIDE Pte. Ltd. (“STIDE”, “we”, “us”) operates in Singapore and the legal/regulatory status of our services. It applies to our website, publications, demo materials, webinars and any proposals or statements we make to prospective or existing clients unless a separate written agreement says otherwise.

1) Who we are / nature of business

STIDE is a boutique consultancy that provides capital‑raising and project‑finance/ABS structuring support, including diagnostics, financial modelling, documentation support, data‑room organisation, market intelligence, and transaction project management.

Our Intelligence products (sector notes, coupon ranges, lender universe, deal comps, policy trackers) are general market information and not investment advice or recommendations.

We are not a bank, broker, or fund manager. We do not hold or manage client money or assets. We do not market collective investment schemes to the public.

2) Regulated activities under the Securities and Futures Act 2001 (“SFA”)

Some activities relating to capital markets products are regulated under the SFA (for example, dealing in capital markets products, advising on corporate finance, or arranging the issue, sale, or transfer of securities).

Policy commitment — STIDE does not carry on any regulated activity unless it is done through a Capital Markets Services (“CMS”) licence holder (or an exempt financial institution) with the appropriate permissions under the SFA. Where a transaction requires a regulated activity:

We will refer, appoint or act through a duly‑licensed CMS holder (or an exempt bank/merchant bank) to perform that activity; and

Any placement, dealing, solicitation, arranging, or corporate‑finance advice will be carried out only by that licensed entity (or its appointed representatives) under its terms, controls and supervision.

STIDE may act in an unregulated consulting capacity alongside the licensed entity (e.g., issuer/sponsor preparation, information gathering, modelling, drafting for your lawyers’ review, investor targeting logic and data‑room support) but will not itself solicit, arrange, or execute transactions in capital markets products unless permitted as above.

3) Investor eligibility / no public offer

All materials on this site are for informational purposes and are directed only to persons who are “accredited investors” or “institutional investors” (as defined in the SFA) and to professional counterparties.

No public offer. Nothing here is an invitation or offer to the public to subscribe for or purchase any securities, units in a collective investment scheme or other capital markets products. Any offering will be made only via formal offering documents from the relevant licensed entity.

4) Digital assets / stablecoin settlement

STIDE is not a provider of digital payment token services under Singapore’s Payment Services Act. If a client elects to settle subscriptions using stablecoins, such flows (if used at all) will be handled only by licensed payment institutions / digital‑asset service providers in Singapore and will be immediately converted to fiat. Borrower‑side flows remain fiat via licensed banks in the relevant country.

Digital tokens are not legal tender and may be volatile. Any use of such rails is subject to the terms, risk disclosures, KYC/AML requirements and conversion policies of the relevant licensed counterparties.

5) No advice / no reliance / independent checks

Our publications, datasets and website content are general information and do not take into account your objectives, financial situation or needs. They do not constitute investment advice, legal advice, tax advice, or any recommendation to transact.

You must obtain independent professional advice and perform your own due diligence before acting on any information from us.

6) Conflicts, fees and third‑party relationships

We may collaborate with or receive referral, co‑marketing or service fees from third‑party firms (e.g., licensed CMS holders, banks, trustees, administrators, data vendors). We will disclose any material conflicts in writing where relevant to an engagement.

We do not receive commissions or success fees for regulated placement activity unless the licensed CMS entity explicitly appoints us under its framework and local law permits such an arrangement.

7) Territory and restrictions

This site is controlled from Singapore. Accessing it from other jurisdictions does not mean the materials are appropriate or lawful there. You are responsible for complying with local laws.

We do not target or provide services to retail persons where doing so would require licensing or breach local rules.

8) Intellectual property and use

Content on this site (text, data, graphics, templates) is owned by STIDE or our licensors and is protected by law. You may not copy, redistribute or create derivative works without our prior written consent.

9) Liability

Content is provided “as is” without warranties. To the maximum extent permitted by law, STIDE is not liable for any loss or damage (including indirect or consequential) arising from or in connection with use of our site, materials or services.

10) Privacy and KYC/AML

We handle personal data in accordance with our Privacy Notice. Where KYC/AML is required, we will collect information as required by the relevant licensed counterparties and applicable laws.

11) Contact

STIDE PTE LTD
Registered in Singapore (UEN: 202409739H)
8 Temasek Boulevard, Level 42 Suntec Tower 3 Singapore 038988
Email: legal@a‑stide.com